Category: Fintech

FinWise’s Platform Evolution: Managing Capital, Compliance, and Partnerships

The U.S. underbanked and near-prime consumer segments are expanding rapidly, creating unprecedented demand for accessible credit and integrated financial services. At the same time, regulatory scrutiny has intensified: consent orders,…

Continental Bank: Orchestrating Embedded Capital in the SMB Equipment Ecosystem

The small and medium-sized businesses (SMBs) that power America’s industrial backbone—construction firms, trucking operations, manufacturers, and healthcare providers—grapple with a perfect storm of pressures: volatile input costs, supply chain disruptions,…

WEX Bank: Powering Intelligence in a Multi-Energy, Digital Settlement Future

The fleets that move goods, people, and commerce face converging pressures: fuel-price volatility, accelerating electrification, regulatory mandates, and rising demand for real-time operational visibility. According to Precedence Research, the global…

25 Industrial Banks Shaking Up Finance

Industrial banks—also known as industrial loan companies (ILCs)—aren’t your typical financial institutions. They operate in niches often overlooked by traditional giants, delivering tailored products to customers and businesses that standard…

Breaking Boundaries: AI and the Future of Digital Payments

In the world of payments, a revolution is quietly unfolding, transforming how we handle money. Once reliant on the clink of coins or the swipe of cards, financial transactions now…

Fintech Unleashed 2024

Fintech Unleashed: Exhilarating Trends and Transformations

In the whirlwind world of finance, the transformation is not merely a shift—it’s a seismic, electrifying upheaval reshaping the industry at lightning speed. The fintech sector is experiencing a period…

Neobank Fintech Logo

Overview of 49 Neobanks in the United States as of June 2024

Here’s an overview of the dynamic world of Fintech Banks (also known as neobanks). Despite challenges (at least 14 closed in the last year), these digital-first banks are innovating with…

Financial Cloud Technology boosts FinTech

Financial Cloud Technology Booming

You can thank Amazon for your more personalized, flexible, fast, and reliable financial cloud technology. Not because they are delivering the end products you enjoy from notable FinTech startups such…

Cloud adoption by banks like JPM Chase could influence stock valuations

Cloud Adoption by Banks Too Slow?

Cloud adoption by banks has trailed other industries, but does JPMorgan’s recent touting of benefits gained from the cloud signal another future breakout for the stock? In his annual letter…

Small banks working with fintech startups

Small banks you’ve never heard of are quietly enabling fintech companies

BB: I suggested larger banks partner with nimble fintech companies in an article I published in January. I’ve also suggested such a model for cryptocurrency fintechs. Fintech companies who partner…

proper fintech charter regulations necessary

Regulators Disagree Over OCC’s Special Fintech Charter

Editor’s Note: There appear to be similarities between the Fintech Charter initiative and the repealing of the Glass-Steagall Act with certain banks unbridled use of new powers–which led to the…