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Where Strategy Meets Innovation

  • Consulting 4.0
    • Welcome to Consulting 4.0
    • TBM – Budget 4.0?
      • From Cloud Chaos to Financial Clarity: Leveraging FinOps
    • Cloud Transformation
    • Articles
      • Is AI SAFe®? Strategic AI with Scaled Agile Methodology
      • The What, Why, and How of Implementing Lean Portfolio Management (SAFe® )
      • The Empowered Financial Consumer
      • The Critical Link Between Successful AI and Human Diversity
      • Transforming Financial Risk Management with Artificial Intelligence
  • Banking 4.0
    • What is Banking 4.0?
      • Banking 4.0 Will Shape the Future of Finance
      • How Financial Institutions Can Survive the Fintech Assault
      • The Empowered Financial Consumer
    • Who is Implementing Banking 4.0?
      • Small banks you’ve never heard of are quietly enabling fintech companies
      • Square: Are You Getting a Full-Circle Financial Experience?
      • Green Dot: Is Your Money in the Right Spot?
      • The What → How → Why cycle of every new technology wave
  • AI & Quantum Computing
    • AI
    • Quantum Computing
  • Fintech
    • Fintech Unleashed: Exhilarating Trends and Transformations
    • Neobanks
      • The State of Fintech Banks in 2024: Innovations, Challenges, and Trends
      • Overview of 49 Neobanks in the United States as of June 2024
        • Acorns: How Far Can Pocket Change Take You?
        • Arival: Are We There Yet?
        • Aspiration: Money, Morals, and More?
        • Atmos: How Green is Your Wallet?
        • Axos: Can a Fintech Bank Meet All Your Needs?
        • Bambu: Is Your Banking Growing as Fast as You Are?”
        • BMTX: Does Your Banking Fit Your Lifestyle?
        • Betterment: Can it Improve Your Financial Future?
        • Brex: Are Your Business Finances Innovating with You?
        • Bridge Money: Will You Cross Over to Seamless Banking?
        • Cheese Bank: How Sharp is Your Banking?
        • Chime Bank: Does Their Banking Ring True?
        • Cogni: Are You Ready for Next-Level Banking?
        • Copper: Powering Your Money Management
        • Current: Are You Riding the Wave of Financial Innovation?
        • Dave: Are You Ready to Say Goodbye to Overdraft Fees?
        • Empower: Can This Fintech Bank Power Up Your Financials?
        • GoBank: Are You Ready to Go Cashless?
        • GoHenry: Is Financial Literacy Child’s Play?
        • Green Dot: Is Your Money in the Right Spot?
        • Greenlight: How Bright is Your Child’s Financial Future?
        • Greenwood Bank: Does Your Bank Grow Communities?
        • Juno Finance: Blending Crypto and Banking
        • Lili: Is Your Bank as Flexible as Your Freelancing?
        • M1 Finance: Is Your Portfolio on Autopilot?
        • Majority Bank: Will It Revolutionize Immigrant Banking?
        • Mercury Bank: Is Your Business Banking Scalable?
        • MoneyLion: Are You Leading the Pack in Financial Savvy?
        • Monzo: Is Your Bank as Smart as Your Phone?
        • North One: Is Your Business Banking on Point?
        • Novo: Are You Ready for a New Wave in Business Banking?
        • OnePay: Your All-in-One Banking Solution in 2025
        • Qube Money: Is Your Digital Budgeting Working for You?
        • Quontic: Is Your Bank Digitally Adaptive?
        • Relay Bank: Is Your Business Banking Ready for Growth?
        • Revolut is Revolutionizing Banking with a Digital Twist
        • Skrill Bank: Are Your Personal and Business Transactions Seamless?
        • SoFi: The All-In-One Financial Superstore
        • Square: Are You Getting a Full-Circle Financial Experience?
        • Stash Bank: Are You Making the Most of Your Stash?
        • Step Bank: Are Your Teens Ready to Take their First Step in Banking?
        • TransferGo: Can Your Money Travel the World in 30 Minutes?
        • Upgrade Bank: Can Your Banking Level Up?
        • Varo: Banking Reimagined for Today’s Consumer
        • Wirex: Can Your Wallet Handle Fiat and Crypto?
        • Wise Bank: How Smart is Your Multi-Currency Wallet?
        • Yotta: Gamified Savings for the Win!
        • Zeta Bank: Is Collaborative Banking the Future of Family Finance?
    • Industrial Loan Companies (ILC)
      • 25 Industrial Banks Shaking Up Finance
    • Fintech Banks
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Blog
AI Post-Mortems Are Diagnosing the Wrong Level Harvest Now, Decrypt Later: The Governance Blind Spot in AI Security The Question Every AI Governance Framework Skips The Governance Trap Most Leaders Don’t See Until It’s Expensive Beyond Alignment: Why Accurate Strategy Doesn’t Guarantee Speed

UX Designer

 Bob Bartleson  December 23, 2019
UX Designer Course Certificate

Finextra

  • AI, HR and financial services: Modernising banking systems from front to back

    How should FIs embed AI into their core banking systems?

  • Digital sovereignty: The key deliverable of banking transformation

    How FIs can achieve banking transformation as well as digital sovereignty.

  • From copilot to autopilot: Exploring agentic AI’s impact on treasury

    How can agentic AI empower bank and corporate treasurers?

  • Scaling fintech in Europe: barriers, opportunities, and what comes next

    What differentiates the next generation of European fintech?

  • Europe’s Fraud Reality Check: Complexity is rising, control must follow

    What are the most pressing fraud patterns impacting European banks?

MIT Technology Review – AI

  • Google DeepMind is worried about what happens when millions of agents start to interact

    Google DeepMind is funding research into the potential dangers of situations where millions of different AI agents interact with each other online. According to Rohin Shah, who directs the […]

  • Learning to lead in a hybrid human-AI enterprise

    As adoption of AI agents looks set to surge by as much as 300% in the next two years, leadership teams are carefully considering the implications of a hybrid human-AI workforce.  Unlike existing […]

  • Five things you need to know about AI

    At SXSW London last week I gave a talk called “Five things you need to know about AI,” in which I shared what I think are the biggest themes in AI right now. I pulled a few things from our first […]

  • The Meta hack shows there’s more to AI security than Mythos

    On June 5, 404 Media reported that attackers had been using Meta’s AI customer support agent to steal Instagram accounts. Their approach was simple: They asked the agent to link the accounts to […]

  • How courts are coping with a flood of AI-generated lawsuits

    Most days in her chambers, Judge Maritza Braswell, a federal magistrate judge in Colorado, sifts through stacks of documents written by people without a lawyer. Many of them can’t afford to hire a […]

Financial Times – FinTech

  • ECB moved to rein in Revolut’s ‘self-guided missiles’ in Europe

    Europe’s most valuable fintech was ordered to address ‘deficiencies’ in oversight amid a rapid product rollout

  • Fintechs seek to capitalise on rent-burdened US consumers

    Demand for short-term financing expands into rental market amid deepening affordability crisis

  • Fintechs offer fix to Africa’s financial problems

    Digital platforms have revolutionised lives of millions as they bypass creaking banking systems across the continent

  • How to take advantage of disruption

    Established industries are facing a fresh wave of digital transformation

  • Wise money laundering probe hits at fintech’s fundamental flaw

    Investigation comes at a particularly bad time given its recent transatlantic stock market move

Quantum Computing Report

  • Nu Quantum Demonstrates Subsystem Erasure Tolerance in Networked QPU Architectures

    Distributed quantum hardware developer Nu Quantum Ltd. has reported structural mechanics and numerical simulations validating a fault-tolerant network framework capable of tolerating the complete […]

  • Alice & Bob Launches On-Premise “Helium Quantum System” for Cat-Qubit Research

    Fault-tolerant hardware developer Alice & Bob has unveiled the Helium Quantum System, transitioning the company from chip-level manufacturing into delivering full-stack, on-premise quantum […]

  • Australia’s NRFC and Firgun Ventures Inject 40 Million AUD ($28 Million USD) and Growth Capital into Silicon Quantum Computing

    Australian silicon qubit developer Silicon Quantum Computing (SQC) has secured a dual capital injection anchored by a 40 million AUD ($28 million USD) follow-on commitment from the sovereign National […]

  • SEC Declares IQM Registration Statement Effective Ahead of SPAC Merger Vote

    Sovereign hardware developer IQM Quantum Computers and special purpose acquisition company Real Asset Acquisition Corp. (Nasdaq: RAAQ) have announced that their Form F-4 registration statement has […]

  • Keyfactor Launches Trust Control Plane for Machine Identity and Post-Quantum Migration

    Identity and access management developer Keyfactor has launched its Trust Control Plane, a unified cryptographic operating platform designed to orchestrate machine identities, keys, and certificates […]

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    • Business-IT Alignment Model™
    • Cost Optimization Model™
    • Integrated Planning Model™
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  • AI Commitment Framework™
    • AIC Maturity Model™
    • AIC Implementation Roadmap™
    • AIC Embedded Decision Model™
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  • Quantum Opportunity Pathway Decision Tree™
    • Quantum Exposure & Readiness Framework™
    • Quantum Models as a Service Framework™ (QMaaS™)
    • Quantum Wealth as a Service Framework™ (QWaaS™)
    • Quantum Talent Advantage Framework™
  • Enterprise Digital Enablement Framework™
  • Enterprise GenAI Framework™
  • Strategic IT Leadership Framework™
  • Technology Business Management Implementation Framework™
  • Human-Centric AI Framework™
  • Integrated Ecosystems Framework™
  • People-First Cybersecurity Framework™
  • Data Advantage Security Framework™

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