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Where Strategy Meets Innovation

  • Consulting 4.0
    • Welcome to Consulting 4.0
    • TBM – Budget 4.0?
      • From Cloud Chaos to Financial Clarity: Leveraging FinOps
    • Cloud Transformation
    • Articles
      • Is AI SAFe®? Strategic AI with Scaled Agile Methodology
      • The What, Why, and How of Implementing Lean Portfolio Management (SAFe® )
      • The Empowered Financial Consumer
      • The Critical Link Between Successful AI and Human Diversity
      • Transforming Financial Risk Management with Artificial Intelligence
  • Banking 4.0
    • What is Banking 4.0?
      • Banking 4.0 Will Shape the Future of Finance
      • How Financial Institutions Can Survive the Fintech Assault
      • The Empowered Financial Consumer
    • Who is Implementing Banking 4.0?
      • Small banks you’ve never heard of are quietly enabling fintech companies
      • Square: Are You Getting a Full-Circle Financial Experience?
      • Green Dot: Is Your Money in the Right Spot?
      • The What → How → Why cycle of every new technology wave
  • AI & Quantum Computing
    • AI
    • Quantum Computing
  • Fintech
    • Fintech Unleashed: Exhilarating Trends and Transformations
    • Neobanks
      • The State of Fintech Banks in 2024: Innovations, Challenges, and Trends
      • Overview of 49 Neobanks in the United States as of June 2024
        • Acorns: How Far Can Pocket Change Take You?
        • Arival: Are We There Yet?
        • Aspiration: Money, Morals, and More?
        • Atmos: How Green is Your Wallet?
        • Axos: Can a Fintech Bank Meet All Your Needs?
        • Bambu: Is Your Banking Growing as Fast as You Are?”
        • BMTX: Does Your Banking Fit Your Lifestyle?
        • Betterment: Can it Improve Your Financial Future?
        • Brex: Are Your Business Finances Innovating with You?
        • Bridge Money: Will You Cross Over to Seamless Banking?
        • Cheese Bank: How Sharp is Your Banking?
        • Chime Bank: Does Their Banking Ring True?
        • Cogni: Are You Ready for Next-Level Banking?
        • Copper: Powering Your Money Management
        • Current: Are You Riding the Wave of Financial Innovation?
        • Dave: Are You Ready to Say Goodbye to Overdraft Fees?
        • Empower: Can This Fintech Bank Power Up Your Financials?
        • GoBank: Are You Ready to Go Cashless?
        • GoHenry: Is Financial Literacy Child’s Play?
        • Green Dot: Is Your Money in the Right Spot?
        • Greenlight: How Bright is Your Child’s Financial Future?
        • Greenwood Bank: Does Your Bank Grow Communities?
        • Juno Finance: Blending Crypto and Banking
        • Lili: Is Your Bank as Flexible as Your Freelancing?
        • M1 Finance: Is Your Portfolio on Autopilot?
        • Majority Bank: Will It Revolutionize Immigrant Banking?
        • Mercury Bank: Is Your Business Banking Scalable?
        • MoneyLion: Are You Leading the Pack in Financial Savvy?
        • Monzo: Is Your Bank as Smart as Your Phone?
        • North One: Is Your Business Banking on Point?
        • Novo: Are You Ready for a New Wave in Business Banking?
        • OnePay: Your All-in-One Banking Solution in 2025
        • Qube Money: Is Your Digital Budgeting Working for You?
        • Quontic: Is Your Bank Digitally Adaptive?
        • Relay Bank: Is Your Business Banking Ready for Growth?
        • Revolut is Revolutionizing Banking with a Digital Twist
        • Skrill Bank: Are Your Personal and Business Transactions Seamless?
        • SoFi: The All-In-One Financial Superstore
        • Square: Are You Getting a Full-Circle Financial Experience?
        • Stash Bank: Are You Making the Most of Your Stash?
        • Step Bank: Are Your Teens Ready to Take their First Step in Banking?
        • TransferGo: Can Your Money Travel the World in 30 Minutes?
        • Upgrade Bank: Can Your Banking Level Up?
        • Varo: Banking Reimagined for Today’s Consumer
        • Wirex: Can Your Wallet Handle Fiat and Crypto?
        • Wise Bank: How Smart is Your Multi-Currency Wallet?
        • Yotta: Gamified Savings for the Win!
        • Zeta Bank: Is Collaborative Banking the Future of Family Finance?
    • Industrial Loan Companies (ILC)
      • 25 Industrial Banks Shaking Up Finance
    • Fintech Banks
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    • From ACH to AI – The Digital Payments Revolution
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Blog
AI Post-Mortems Are Diagnosing the Wrong Level Harvest Now, Decrypt Later: The Governance Blind Spot in AI Security The Question Every AI Governance Framework Skips The Governance Trap Most Leaders Don’t See Until It’s Expensive Beyond Alignment: Why Accurate Strategy Doesn’t Guarantee Speed

UX Designer

 Bob Bartleson  December 23, 2019
UX Designer Course Certificate

Finextra

  • Investing in thriving communities - preparing for the Sustainable Finance Live hackathon

    What practical solutions can emerge when we combine open-source tools, community data, and collaborative innovation in a hackathon setting?

  • AI, HR and financial services: Modernising banking systems from front to back

    How should FIs embed AI into their core banking systems?

  • Digital sovereignty: The key deliverable of banking transformation

    How FIs can achieve banking transformation as well as digital sovereignty.

  • Capital One open sources VulnHunter, an AI security tool that thinks like a hacker

    Capital One has released an open source agentic AI security tool that scans source code for vulnerabilities.

  • Natural raises $30 million to build AI agent payments stack

    Natural, a US fintech startup building a payments stack for AI agents, has raised a $30 million Series A round led by Kirsten Green at Forerunner.

MIT Technology Review – AI

  • Advancing next-gen AI with materials science innovation

    The conversation about AI often centers on algorithms, computing power, or huge investments in new semiconductor fabrication plants and hyperscale data centers. But beneath each of these advances is […]

  • China’s AI models have Trump’s AI world at war with itself

    This story originally appeared in The Algorithm, our weekly newsletter on AI. To get stories like this in your inbox first, sign up here. Over the weekend, several current and former advisors to […]

  • AI is more likely than humans to form biases when hiring

    The next time you apply for a job, AI may screen your résumé before any human sees it. But there’s good reason to question whether AI will judge you fairly. Researchers already know that LLMs […]

  • The risk of weather data sabotage is rising

    Every morning, airline dispatchers, grid operators, and farmers around the world make decisions based on the same thing: a weather forecast. While these forecasts are something that most people […]

  • Meet GPT-Red: an LLM super-hacker OpenAI built to make its models safer

    OpenAI has built an LLM super-hacker called GPT-Red that it uses as a sparring partner to help its other models boost their defenses against cyberattacks. Last week the company released the latest […]

Financial Times – FinTech

  • Revolut to challenge Australia’s Big Four banks

    UK fintech to target credit and savings customers after winning full banking licence

  • Crypto.com valuation hits $20bn after investment from Citadel Securities

    Market-maker’s bet on Singapore-based exchange reflects Wall Street push into digital assets and blockchain technology

  • Stripe and Advent make $53bn bid for PayPal

    Shares in New York-listed group surge after offer from payments start-up and buyout firm

  • The payments darling in Trump’s crosshairs

    US tariff threats against Brazil over payments platform Pix provoke a political storm ahead of elections

  • Speeding up digital finance shift ‘could deliver £33bn boost’ to UK economy

    Chair of new task force predicts ‘huge prize’ if progress is made in areas such as issuing sovereign bonds on blockchain

Quantum Computing Report

  • QuantX Labs Achieves In-Orbit Commissioning of World’s First Space-Based Optical Frequency Comb

    South Australian deep-tech pioneer QuantX Labs has announced the successful in-orbit commissioning and operational verification of its space-qualified optical frequency comb. Supported by the […]

  • New Mexico Awards $1.2M to Expand State Quantum Cluster Across Six Tech Startups

    The Technology & Innovation Office (TIO) of Economic Development New Mexico has awarded $1.2 million in non-dilutive capital through the inaugural New Mexico Quantum Technologies Award. Divided […]

  • Joint Study by AWS, NVIDIA, LBNL, and NASA Establishes Framework for Quantum-HPC Integration

    A cross-institutional research team comprising scientists from Amazon Web Services (AWS), NVIDIA, Lawrence Berkeley National Laboratory (LBNL), and NASA has published a quantitative performance model […]

  • Bloch Quantum Tech Hub Secures $55M in Federal and Matching Grants to Build U.S. Quantum Supply Chain

    The U.S. Department of Commerce’s Economic Development Administration (EDA) has selected The Bloch Quantum Tech Hub for a $30 million federal implementation award. Managed by the Chicago Quantum […]

  • BTQ Technologies and TIDAL PWR Partner to Develop Trusted Quantum Data Center Reference Architectures

    Quantum infrastructure developer BTQ Technologies Corp. (Nasdaq: BTQ / Cboe CA: BTQ) has entered into a strategic collaboration with Texas-based power generation and data center developer TIDAL PWR. […]

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  • Strategic IT Leadership Framework™
  • Technology Business Management Implementation Framework™
  • Human-Centric AI Framework™
  • Integrated Ecosystems Framework™
  • People-First Cybersecurity Framework™
  • Data Advantage Security Framework™

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